Rogue Federal Credit Union received the Louise Herring Award for Philosophy in Action by the Credit Union Association of Oregon. RFCU was recognized with a first-place award for the development and implementation of its Rogue Solutions Program. Rogue Solutions was created to take a look at members' individual financial picture and to find personalized solution to their unique situations.

Rogue Federal Credit Union received the Louise Herring Award for Philosophy in Action by the Credit Union Association of Oregon. RFCU was recognized with a first-place award for the development and implementation of its Rogue Solutions Program. Rogue Solutions was created to take a look at members' individual financial picture and to find personalized solution to their unique situations.

Through loan packaging, using all available collateral, refinancing high interest rate debt and offering new options, Rogue helped members lower their monthly payments and restructured their debt. The Louise Herring Award for Philosophy in Action is given to a credit union demonstrating the internal application of the credit union philosophy to help better financial matters and increase financial education for members.

An online buying platform linking consumers to Southern Oregon food growers and producers has begun accepting Oregon Trail Card purchases.

RogueValleyLocalFoods.org offers produce, meat, dairy products, eggs and other items from local farmers year-round.

Registration is free, requiring an e-mail address. Orders can be placed Fridays through Tuesdays, with delivery at designated sites on Thursday.

Deliveries are made to: Kids Unlimited, 821 N. Riverside, Medford, 4:30 to 6:30 p.m.; Grains Beans & Things, 820 Crater Lake Ave., Suite 113 in Medford, 4:30 to 6:30 p.m.; Rogue Creamery Cheese Shop, 311 N. Front St., Central Point, 4 to 6:30 p.m.; Club Northwest, 2160 N.W. Vine St., Grants Pass, 4:30 to 6:30 p.m.; and Gary West Meats, 690 N. Fifth St., Jacksonville, 4:30 to 6:30 p.m.

An Ashland location has yet to be determined.

Kroger customers, including Fred Meyer shoppers, will soon have access to reloadable prepaid debit cards and credit cards issued by US Bank.

Fred Meyer Rewards credit and debit cards, along with other Kroger-related cards, will be converted to US Bank cards on Nov. 8. Kroger customers will receive rewards at nearly 25,000 supermarkets accredited by the program.

With every purchase, customers will gain points and rewards; points will be doubled for purchases at Fred Meyer or other Kroger stores and triple points earned for buying store-brand products.

Consumer Credit Counseling Service of Medford is offering a series of classes to help people get in fiscal shape before the holidays:

Budgeting Made Easy, offered Wednesday, Nov. 4, provides an in-depth look at creating a personal budget, setting financial goals, reducing spending and organizing money. The class runs from 6 to 7:30 p.m.Stretching Your Dollar, offered Wednesday, Nov. 11, covers saving money at the grocery store; driving your car for less; home weatherization and conservation; trimming your budget; and controlling impulse spending. The class runs from 6 to 7 p.m. Understanding Your Credit Report, offered Wednesday, Nov. 17, helps people understand how to read reports, get credit scores and learn how to improve them and correct errors. The class runs from 6 to 7 p.m.Rebuilding Your Credit, offered Tuesday, Nov. 23, explains how to rebuild your credit following a bankruptcy to lower the costs for your next house, car and monthly insurance premiums. The class runs from 6 to 7 p.m.

Classes are held at 820 Crater Lake Ave., Suite 202. Registration is required and fees are $10 per class.

All students are asked to call 541-779-2273 to register in advance.

Compiled from staff reports