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Deadline approaching for low-cost health insurance

Eligibility has been expanded to allow more Oregonians to qualify for low-cost health insurance coverage.
More Oregonians qualify for savings

Oregonians who are uninsured or are looking for better health insurance rates can visit OregonHealthCare.gov/WindowShop to check whether they qualify for low-cost Oregon Marketplace insurance or Oregon Health Plan coverage.

Coverage options are available for individuals and families.

People must enroll by Dec. 15 if they want coverage to start Jan. 1. People must sign up by Jan. 15 to get coverage for 2022.

Most people who visit the Oregon Marketplace are surprised to see how much they can save on monthly premiums and out-of-pocket costs when they buy insurance, state officials said.

People who have checked out the Marketplace in the past should explore their options again. Federal pandemic aid has allowed Oregon to lower costs for people who need affordable insurance, state officials said.

That extra funding brought the average monthly Marketplace premium down to $84 per month due to an expansion of eligibility for financial help.

Lower-income Oregonians who earn slightly too much to qualify for Oregon Health Plan coverage may be able to find coverage for as low as $1 a month with no-cost preventative health care included and significantly reduced out-of-pocket costs through the Marketplace, according to state officials.

Officials acknowledged that wading through health coverage options can be difficult. Health coverage experts throughout the state are available to help with applying for financial assistance and choosing private plans. Oregonians can find a local expert to help enroll in health coverage at OregonHealthCare.gov/GetHelp.

Once people have decided to sign up for coverage, they can visit OregonHealthCare.gov, answer a few questions to get the right application and search a directory of health coverage experts by selecting “Get Help” on the site.

Health coverage experts are licensed insurance agents and community partners who provide local, one-on-one assistance at no charge to the client. This help is available online and over the phone, or in-person while following COVID-19 safety protocols.